{"id":1039,"date":"2025-11-04T12:08:00","date_gmt":"2025-11-04T11:08:00","guid":{"rendered":"https:\/\/ambitionsverige.se\/?p=1039"},"modified":"2025-12-12T12:11:46","modified_gmt":"2025-12-12T11:11:46","slug":"pensiones-suecas","status":"publish","type":"post","link":"https:\/\/ambitionsverige.se\/es\/politik\/ekonomi\/svenska-pensioner\/","title":{"rendered":"Las pensiones suecas se quedan rezagadas pese a los rendimientos r\u00e9cord"},"content":{"rendered":"<div class=\"article-content\">\n<p><strong>A pesar de los buenos rendimientos, las pensiones s\u00f3lo crecen marginalmente. El sistema de pensiones se ha convertido en una herramienta pol\u00edtica en lugar de una seguridad para quienes han trabajado toda su vida\", afirma Bo Hansson, l\u00edder adjunto del partido Ambition Sverige.<\/strong><\/p>\n<p>El sistema sueco de pensiones de jubilaci\u00f3n deber\u00eda proporcionar a los pensionistas mejores pensiones. En lugar de ello, gran parte del capital de las pensiones se ha utilizado para tapar agujeros en el erario p\u00fablico y para invertir en arriesgados proyectos ecol\u00f3gicos relacionados con el clima. Queremos que la pensi\u00f3n de ingresos sea m\u00e1s propia y elevar sustancialmente la deducci\u00f3n b\u00e1sica -hasta dos importes base de cotizaci\u00f3n- para que los pensionistas puedan obtener la recompensa por su trabajo a la que deber\u00edan tener derecho.<\/p>\n<p><strong>Pensiones<\/strong> La pensi\u00f3n de rentas es el ahorro del trabajador para su propia pensi\u00f3n. Cada mes se reserva una cantidad basada en el salario y el capital es gestionado principalmente por los gestores de cartera de los fondos de AP, pero luego entra en juego la pol\u00edtica.<\/p>\n<p>El capital de las pensiones de jubilaci\u00f3n de los fondos de AP crece con la rentabilidad de las inversiones en valores de los fondos, pero la rentabilidad real no beneficia a los pensionistas, ya que los importes abonados en concepto de pensiones se determinan mediante una f\u00f3rmula determinada basada en un \u00edndice de renta y no en la propia rentabilidad.<\/p>\n<p>Durante el periodo 2001-2024, el capital de las pensiones de jubilaci\u00f3n de los asalariados creci\u00f3 por t\u00e9rmino medio alrededor de un 6,3% al a\u00f1o. Lo pagado a los pensionistas aument\u00f3 una media del 3,1% anual. \u00bfLa diferencia entre ambos? Permaneci\u00f3 en los fondos de reserva y pudo utilizarse para iniciativas pol\u00edticas.<\/p>\n<blockquote class=\"\"><p>Ambition Sverige quiere que la pensi\u00f3n nacional de ingresos sea m\u00e1s asequible a los propietarios y aumentar sustancialmente la deducci\u00f3n b\u00e1sica: as\u00ed, los pensionistas suecos recibir\u00e1n la justa recompensa por su trabajo.<\/p><\/blockquote>\n<p>La pensi\u00f3n premium, medida sobre la base del fondo S\u00e5fa de AP7, creci\u00f3 una media del 7,8% anual durante el mismo periodo. La diferencia radica en una mayor proporci\u00f3n de renta variable, pero tambi\u00e9n en la ausencia de inversiones impulsadas pol\u00edticamente en proyectos verdes ut\u00f3picos como Northvolt, que costaron a los pensionistas casi 6.000 millones de coronas suecas. La pensi\u00f3n superior proporciona mayores ingresos, lo que a su vez incrementa las pensiones.<\/p>\n<p><strong>Ambition Sverige salvaje<\/strong> que la parte de la pensi\u00f3n complementaria propia en el sistema de pensiones de ingresos aumente al menos hasta la mitad del 18,5% destinado a pensiones cada mes. En la actualidad, el 2,5% del 18,5% se destina a la pensi\u00f3n por primas. Con la mitad en la pensi\u00f3n premium, tanto el capital de las pensiones crecer\u00eda m\u00e1s como disminuir\u00eda el riesgo de grandes p\u00e9rdidas en inversiones de riesgo verde controladas pol\u00edticamente.<\/p>\n<p>Dado que el cambio a una pensi\u00f3n con prima incrementada probablemente tardar\u00eda unos a\u00f1os en aplicarse, proponemos una mejora m\u00e1s r\u00e1pida de los ingresos de los pensionistas. Observando otros pa\u00edses, parece que Alemania, por ejemplo, tiene una deducci\u00f3n b\u00e1sica significativamente mayor (Grundfreibetrag 12.096 EUR para personas solteras, equivalente a unas 132.000 SEK) para las pensiones. Suecia deber\u00eda acercarse m\u00e1s a esta cifra y, por tanto, es razonable aumentar la deducci\u00f3n b\u00e1sica para las pensiones.<\/p>\n<p>Elevar la deducci\u00f3n b\u00e1sica sobre los ingresos por pensiones a dos importes base de cotizaci\u00f3n - en lugar de las 65.300 SEK incrementadas actuales para las rentas bajas - aumentar\u00eda los ingresos por pensiones en casi 1.500 SEK al mes despu\u00e9s de impuestos. Este ajuste al alza supone una diferencia real y podr\u00eda aplicarse r\u00e1pidamente, si existe voluntad pol\u00edtica.<\/p>\n<p>As\u00ed, Ambition Sverige quiere que la pensi\u00f3n nacional de ingresos sea m\u00e1s aut\u00f3noma y aumentar sustancialmente la deducci\u00f3n b\u00e1sica: entonces los pensionistas suecos recibir\u00e1n la recompensa que les corresponde por su trabajo.<\/p>\n<hr \/>\n<p><a href=\"https:\/\/ambitionsverige.se\/es\/politico\/bo-hansson\/\">Bo Hansson<\/a>, Ambition Sverige | Montaje de fotos de <a href=\"https:\/\/depositphotos.com\/\" target=\"_blank\" rel=\"noopener\">Depositphotos.com<\/a> y T. Sassersson<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Trots god avkastning v\u00e4xer pensionerna bara marginellt. Pensionssystemet har f\u00f6rvandlats till ett politiskt verktyg i st\u00e4llet f\u00f6r en trygghet f\u00f6r dem som har arbetat ett helt liv, s\u00e4ger vice partiledaren f\u00f6r Ambition Sverige, Bo Hansson. Det svenska inkomstpensionssystemet borde ge pension\u00e4rerna b\u00e4ttre pension. I st\u00e4llet har stora delar av pensionskapitalet anv\u00e4nts till att fylla h\u00e5l [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":762,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"local_branch":[],"class_list":["post-1039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Svenska pensioner halkar efter trots rekordavkastning - Ambition Sverige<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.epochtimes.se\/svenska-pensioner-halkar-efter-trots-rekordavkastning\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Svenska pensioner halkar efter trots rekordavkastning\" \/>\n<meta property=\"og:description\" content=\"Trots god avkastning v\u00e4xer pensionerna bara marginellt. Pensionssystemet har f\u00f6rvandlats till ett politiskt verktyg i st\u00e4llet f\u00f6r en trygghet f\u00f6r dem som har arbetat ett helt liv, s\u00e4ger vice partiledaren f\u00f6r Ambition Sverige, Bo Hansson. Det svenska inkomstpensionssystemet borde ge pension\u00e4rerna b\u00e4ttre pension. 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I st\u00e4llet har stora delar av pensionskapitalet anv\u00e4nts till att fylla h\u00e5l [&hellip;]","og_url":"https:\/\/www.epochtimes.se\/svenska-pensioner-halkar-efter-trots-rekordavkastning","og_site_name":"Ambition Sverige","article_publisher":"https:\/\/www.facebook.com\/AmbitionSverige","article_published_time":"2025-11-04T11:08:00+00:00","article_modified_time":"2025-12-12T11:11:46+00:00","og_image":[{"width":1200,"height":641,"url":"https:\/\/ambitionsverige.se\/wp-content\/uploads\/2025\/10\/Bo-Hansson-pensionarer.jpg","type":"image\/jpeg"}],"author":"a.forfattar3_25-10","twitter_card":"summary_large_image","twitter_creator":"@ambitionsverige","twitter_site":"@ambitionsverige","twitter_misc":{"Escrito por":"a.forfattar3_25-10","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.epochtimes.se\/svenska-pensioner-halkar-efter-trots-rekordavkastning#article","isPartOf":{"@id":"https:\/\/ambitionsverige.se\/politik\/ekonomi\/svenska-pensioner\/"},"author":{"name":"a.forfattar3_25-10","@id":"https:\/\/ambitionsverige.se\/#\/schema\/person\/df053692e4e9f2c84910ca4d610927d0"},"headline":"Svenska pensioner halkar efter trots rekordavkastning","datePublished":"2025-11-04T11:08:00+00:00","dateModified":"2025-12-12T11:11:46+00:00","mainEntityOfPage":{"@id":"https:\/\/ambitionsverige.se\/politik\/ekonomi\/svenska-pensioner\/"},"wordCount":610,"publisher":{"@id":"https:\/\/ambitionsverige.se\/#organization"},"image":{"@id":"https:\/\/www.epochtimes.se\/svenska-pensioner-halkar-efter-trots-rekordavkastning#primaryimage"},"thumbnailUrl":"https:\/\/ambitionsverige.se\/wp-content\/uploads\/2025\/10\/Bo-Hansson-pensionarer.jpg","articleSection":["Ekonomi"],"inLanguage":"es","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/ambitionsverige.se\/es\/#organization"}},{"@type":"WebPage","@id":"https:\/\/ambitionsverige.se\/politik\/ekonomi\/svenska-pensioner\/","url":"https:\/\/www.epochtimes.se\/svenska-pensioner-halkar-efter-trots-rekordavkastning","name":"Las pensiones suecas, rezagadas a pesar de sus rendimientos r\u00e9cord - 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